Greenlife Insurance Broking
Org. type
Pvt. Ltd.
Founders
Subir Mukherjee
Founded in
2014
Category
service
About
Health insurance has more significance to it than it may seem or appear. With the rising cost of healthcare and different health issues coming in the play owing to the unhealthy lifestyle, mediclaim policy demands for immediate action.
Furthermore, you can’t really predict what your future hospitalization bill would be like in case of a medical emergency. This is the reason why health policy is important. There are a plethora of benefits of having mediclaim insurance. Check out these top 5 benefits of medical insurance below.
1) Free Medical Checkups: Health insurance companies in India are plenty. Therefore the benefits offered by the insurers may vary. Decent health insurance policies give you the benefit of free medical checkups.
Most of these health insurance plans give you one free medical checkup every year. But all health insurance companies in India may not offer you the same benefit. It is advisable that you compare health insurance plans before buying any health insurance plan.
2) Pre-Hospitalization Expenses: Another advantage of having health insurance is the clause of pre-hospitalization expenses. If you have to spend money on the treatment of an illness for which you are admitted later, the health insurance companies will make sure that they take care of these expenses too.
The health insurance company will pay for all the costs that you incur 30-60bays before you are hospitalized. Needless to say, you can only avail this benefit when you have health insurance.
3) No-Claim Bonus: Health insurance companies offer you a bonus if you have not made any claim over the past year. This may either result in the reduction of your premium or an increase in your sum insured.
4) Post-Hospitalization Costs: The treatment does not end even after you leave the hospital. This benefit is only when you have a health insurance plan. The bills for medicine, doctor visits, tests etc. will continue to add up. The health insurance company is liable to pay for the expenses from 60 to 90days after you have been discharged from the hospital.
5) Network Hospitals: Health insurance companies usually tie up with a number of hospitals. When you buy a mediclaim policy, you are automatically entitled to medical treatments among any of the hospitals that come under the network of your insurance company. It will be wise to compare health insurance plans before buying a policy in this aspect.
Furthermore, you can’t really predict what your future hospitalization bill would be like in case of a medical emergency. This is the reason why health policy is important. There are a plethora of benefits of having mediclaim insurance. Check out these top 5 benefits of medical insurance below.
1) Free Medical Checkups: Health insurance companies in India are plenty. Therefore the benefits offered by the insurers may vary. Decent health insurance policies give you the benefit of free medical checkups.
Most of these health insurance plans give you one free medical checkup every year. But all health insurance companies in India may not offer you the same benefit. It is advisable that you compare health insurance plans before buying any health insurance plan.
2) Pre-Hospitalization Expenses: Another advantage of having health insurance is the clause of pre-hospitalization expenses. If you have to spend money on the treatment of an illness for which you are admitted later, the health insurance companies will make sure that they take care of these expenses too.
The health insurance company will pay for all the costs that you incur 30-60bays before you are hospitalized. Needless to say, you can only avail this benefit when you have health insurance.
3) No-Claim Bonus: Health insurance companies offer you a bonus if you have not made any claim over the past year. This may either result in the reduction of your premium or an increase in your sum insured.
4) Post-Hospitalization Costs: The treatment does not end even after you leave the hospital. This benefit is only when you have a health insurance plan. The bills for medicine, doctor visits, tests etc. will continue to add up. The health insurance company is liable to pay for the expenses from 60 to 90days after you have been discharged from the hospital.
5) Network Hospitals: Health insurance companies usually tie up with a number of hospitals. When you buy a mediclaim policy, you are automatically entitled to medical treatments among any of the hospitals that come under the network of your insurance company. It will be wise to compare health insurance plans before buying a policy in this aspect.
Funding details
Industry
Service /Product types
City
Kolkata